Tuesday, 15 January 2013

Welfare Plan For Your Retirement Now

In order to keep an adequate life when they retire later, we need to raise funds from now by investing. A number of investment instruments could be an option, one through an investment program called Happy Fulfilled Retirement

We need to realize that when they retire there is no such thing as alimony, official cars and official residence. That means that if not financially prepared carefully from now, it could be old age can later poor.

Whoever wants to live when adequate retirement and quality of life did not decrease. The question is, how to plan retirement pension so that the target could be in line with expectations?

So it can be concluded that preparing for retirement needs that we could imagine it is the responsibility of each of us. We must do something. You are the architect of your future finances for each.

Maybe we do not realize our life's journey. Let's just started working at the age of 25 and retirement age of 55 years, the mean age of our work for 30 years. Starting retirement age of 55 years to death after 75 years. This means that we will be retiring over the past 20 years, the period of time that will cost a lot. People often assume that pensions do not need much, it's wrong. Not the cost of transportation, lunch and entertainment that cost much, but the cost of treatment required. How many people set aside old days, especially the cost for treatment.

There's only one reason to resist setting up retirement. Though setting up pension benefits for yourself and not for others. Some of the reasons for the refusal or delay retirement plan include:

1. There is already a
retirement from the company
2. Still too young
3. There are many debt
4. Can not save

These reasons that will cause difficulties at the time of retirement. The younger one's getting better at preparing for retirement, because the funds set aside the less. Some things need to be prepared in the retirement plan:

a) Determine your retirement age. For example, 25 years
b) Determine the expected monthly cost equal to the amount of money at this time, for your retirement later.
c) Determine how long you are going to use your retirement funds. For example: 25 years after retirement.

What is the point in preparing for retirement?
1) In order not to lower the standard of living
2) No financial difficulty when his retirement
3) Can be independent when retirement arrives
4) No troublesome children or families.
5) Not burdened cost of healthcare, such as hospitalization, drugs, etc..

So there is no reason to delay the retirement plan, if you have difficulty in determining it. Please contact your financial planner or simply follow the program Happy Fulfilled Retirement